AI Disclaimer

All AI-generated responses, including verdicts, explanations, KPIs, tradeoff analyses, and recommendations provided by the Ask FinAI feature, are for informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice.

The AI advisor is not a fiduciary. It does not have a fiduciary duty to you, and it does not act in your best interest in the way a registered investment advisor or financial planner is legally obligated to. It is a software tool that generates responses based on patterns in training data and your provided inputs.

You are solely responsible for all financial decisions you make. The AI features of this service are designed to help you think through scenarios and understand tradeoffs, but they are not a substitute for professional financial advice. Always:

• Verify AI-generated numbers against your actual financial statements.
• Consult a qualified financial advisor, CPA, or tax professional before acting.
• Consider your complete financial picture, including factors the AI may not know about.
• Remember that AI models can produce confident-sounding but incorrect answers.

The AI models used by this service have inherent limitations:

• Knowledge cutoff — AI models are trained on data up to a certain date and may not reflect the most recent tax law changes, market conditions, or regulatory updates.
• No real-time data — The AI does not have access to live market data, current interest rates, or real-time economic indicators.
• Simplified models — AI responses are based on the plan inputs you provide, which are necessarily simplified compared to your full financial situation.
• No personalization guarantee — While responses reference your plan numbers, the AI does not have a complete understanding of your life circumstances, risk tolerance, health, family obligations, or other personal factors.
• Potential for errors — AI-generated calculations, projections, and recommendations may contain mathematical errors, logical inconsistencies, or factual inaccuracies.

When you use the Ask FinAI feature, your plan inputs and question are sent to a third-party AI provider (Anthropic) for processing. We send only the data necessary to generate a response. Your financial data is not used to train AI models. See our Privacy Policy for full details on data handling.

AI-generated content is provided “as is” without warranty of any kind, whether express or implied. We do not warrant the accuracy, completeness, reliability, or suitability of any AI-generated output for any particular purpose.

• Financial Disclaimer — important information about projections and calculations.
• Terms of Service — full terms governing use of the service.
• Privacy Policy — how we collect, use, and protect your data.

If you have questions about our use of AI, contact us at support@finai.app.